Seven out of ten Americans will need long-term care — and Medicare usually won’t pay for it. Without a plan, the costs can wipe out savings fast. Long-term care insurance protects your money, your independence, and your family’s peace of mind.
If you were no longer here tomorrow, life insurance helps ensure your family can cover living expenses, pay the mortgage, handle debts, and maintain their quality of life without financial strain.
Unlike many investments, annuities can offer protection from market downturns, ensuring your principal is safeguarded. Depending on the type of annuity you choose, you may also have opportunities to grow your savings through interest rates or market-linked performance, without taking on the full risk of direct stock market investing.