Protect Your Family, Preserve Your Future
Understanding Term Life Insurance
Term life insurance offers temporary coverage for a set number of years and level premiums.
Product features and benefits:
- Face amounts starting at $100,000
- Coverage choices for initial term (10 or 20 years)
- Available up to age 70
- Option to convert to permanent insurance may be available
- Renewable up to age 95
- Optional riders to enhance your policy
- Affordable premiums
- Avoids the delay and expense of probate, in most cases
- Level premium payments for the original term period
- Death benefits are generally tax-free to your named beneficiaries
